Are you feeling apprehensive about your tornado damage claim?
It’s normal to feel this way.
However, there’s always a solution to making sure you receive the fairest compensation for your loss.
The biggest challenge comes when your home or business is damaged by a tornado and it seems as though your insurance company is playing games in terms of releasing a fair amount to fix or repair the damaged area.
Damage from a tornado is relatively expensive to pay for.
That’s why working with someone who understands the claim process makes a remarkable difference in your recovery amount.
First, you have to inform your insurance provider about the tornado damage…as explained in your policy.
An insurance adjuster is then sent to investigate the damage reported and draw up an estimate of the loss. After finalizing the estimate your insurance provider will make a payment based on the estimated damage.
To ensure your tornado damage doesn’t turn into a claim nightmare, follow these simple tips:
File your claim in a timely manner.
When the insurance adjuster provides you with the damage estimate make sure you understand it completely. If something isn’t included, ensure that it is (ask for it).
Don’t sign anywhere involving a 3rd party contractor when it comes to your insurance payment. Ensure that your insurance provider first pays you, not a contractor or other remediation company.
Make sure that you ask for an advance payment from your insurance provider so you can take care of short-term repairs.
If there are any depreciating calculations, make sure you understand them. Many insurance companies depreciate assets by half or more! Since this greatly affects your final payout amount, it’s important to know that you can negotiate a higher amount if you know how to do it.
The above ideas are only a few of many you need to know about. If you’re in any way unsure about the claims process then we encourage you to contact us.
As Miami public adjusters, we have the required skills, experience, competence and passion to tirelessly fight and claim exactly what you deserve from your insurance provider.
The insurance adjuster sent out by your company doesn’t work for you…their job is to lower the settlement amount paid out by their employer.
On the other hand, when you hire 1st Response Public Adjusters, we work for you and your financial/legal side. We’ll inspect your damage precisely, write an accurate estimate and negotiate any differences with the insurance company until you’re satisfied that you’re receiving a fair settlement.
We’ll also advise you on the language inside your insurance policy and ensure you understand the process at every step.
Give us a call or fill out the form below for your free consultation…
Off: 855-777-CLAIMS (2524)